Cover Overview: Unoccupied Property Insurance

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Owning an unoccupied building can pose serious liabilities because unoccupied buildings are more susceptible to vandalism, undetected repairs, fire and other losses. If you own unoccupied property, it is advisable to purchase unoccupied property insurance, also known as unoccupied building insurance to protect against risks. Risks Fire Lightning damage Explosion Windstorm or hail damage Smoke […]

What insurance covers do I need as a Tradesman?

Posted Leave a commentPosted in employers, General, Industry news, Insurance, Property

As a tradesman, you belong to a group of workers skilled in a variety of highly specialised trades and crafts. The term ‘tradesmen’ refers to builders, plumbers, electricians, carpenters, roofers and more. Because the definition of tradesmen is so broad, it can be difficult to choose the cover that best protects against the specific risks […]

Product Liability Insurance: Protection for Your Business

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Product liability insurance provides solid protection for your business relating to the manufacturing or sale to the public of products, foods, medicines or other items. This cover provides protection against liabilities for losses due to injuries caused by malfunctions or defects in your products – including design defects or a failure to warn consumers about […]

Cover Overview: Commercial Property Insurance

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Commercial Property Insurance Your property is subject to many risks, including social and catastrophe perils. Structural issues and even disputes with tenants. By purchasing a commercial property insurance policy you can make sure that you are protected against these risks. Insurable Perils Basic commercial property insurance policies provide one of two basic levels of cover. […]

Cover Overview: Business Interruption Insurance

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Cover Overview: Business Interruption Insurance If a fire causes the facility to be temporarily unusable, what would you do next? Would your business be able to pay utilities, wages or any other standing charges without income? It could take months before the damaged property is rebuilt or the stock, machinery and equipment are repaired or […]