Cover Overview: Unoccupied Property Insurance

Posted Leave a commentPosted in Industry news, Property

Owning an unoccupied building can pose serious liabilities because unoccupied buildings are more susceptible to vandalism, undetected repairs, fire and other losses. If you own unoccupied property, it is advisable to purchase unoccupied property insurance, also known as unoccupied building insurance to protect against risks. Risks Fire Lightning damage Explosion Windstorm or hail damage Smoke […]

What insurance covers do I need as a Tradesman?

Posted Leave a commentPosted in employers, General, Industry news, Insurance, Property

As a tradesman, you belong to a group of workers skilled in a variety of highly specialised trades and crafts. The term ‘tradesmen’ refers to builders, plumbers, electricians, carpenters, roofers and more. Because the definition of tradesmen is so broad, it can be difficult to choose the cover that best protects against the specific risks […]

What exactly is Terrorism Insurance and what does it cover?

Posted Leave a commentPosted in employers, General, Industry news, Insurance

Terrorism is not new, but the frequency, audacity and geographical reach of terrorist attacks have noticeably increased in recent years. Understandably, business owners, risk managers and insurers are concerned with mitigating the risks posed by increasingly prevalent, damaging and random terrorist attacks. Losses, costs, damages and expenses from terrorism are typically excluded from standard commercial […]

Cover Overview: Public & Products Liability Insurance

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The only way to effectively protect the assets of your business is to carry adequate insurance cover. Liability insurance protects your business from damages caused by bodily injury or property damage for which your business is found to be legally liable. What Does Public & Products Liability Insurance Cover? A comprehensive public and product liability […]

Product Liability Insurance: Protection for Your Business

Posted Leave a commentPosted in employers, General, Industry news, Insurance, Property

Product liability insurance provides solid protection for your business relating to the manufacturing or sale to the public of products, foods, medicines or other items. This cover provides protection against liabilities for losses due to injuries caused by malfunctions or defects in your products – including design defects or a failure to warn consumers about […]